Chris Gardner
Kirk Miller Insurance Agency, Inc.
Chris Gardner
Agency Producer
I am married to my wife Melissa of 14 years, she was born and raised in San Diego. I am originally from the UK and met my wife whilst traveling here in the US. My hobbies consist of Tennis, Snowboarding, reading/audio books and hiking.
I have worked with the Kirk Miller Insurance Agency for close to 7 years and started as a marketer, where I studied hard and became Property & Casualty/ Life and Health licensed. From that point on, I started to learn commercial business insurance, developing and servicing my own client base. Over the years I also became more involved in Personal Lines. Now, I am a well-rounded, licensed agent within Kirk’s agency offering consultative approach with insurance.
My role as an Agency Producer involves working with my clients to ensure they have the right insurance coverages and helping our clients obtain the right policies that suit their needs. I schedule reviews where we can discuss the clients’ insurance renewal, make recommendations and help keep their coverages in line to protect their assets.




